As soon as you have made the decision to go on your vacation to San Diego you’ll need to sort out your San Diego vacation rentals before you do anything else. Once you have booked a place to stay you’ll have to start saving up so you have a nice bit of spending money.
If you usually find it hard to save cash you may appreciate some of the tips that you’ll find below. This is because each of these tips has been tried and tested and what’s more important is they really work!
Tip Number 1
Make a record of all of your expenses so you know exactly how much you have coming out of your bank every month. You should also keep track of every penny you spend each day and include that daily coffee you have on the way to work, that magazine you buy and those snacks you have in the afternoon.
Once you have made a list of all of your outgoings you will see how much you have to ‘Play with’ at the end of the month. From that total figure, you can make a realistic decision about how much of that money you can save towards your San Diego vacation.
Tip Number 2
Give yourself a budget that you can work with. For example, if you have $300 left at the end of the month try to work out how you can exist on that without using a credit card. When giving yourself a budget to work with you may also want to factor in the unplanned-for events such as car repairs. This may mean that you have to put a little extra aside so you have money when you need it, but you’ll be grateful you did should your car break down.
If you have children you may also need to put a bit of money aside in case they need clothes and shoes. The money you’ve put to one side will mean that you don’t have to use your credit card again.
Tip Number 3
Try to start saving. Some people can save as much as 10% of their income every month, whereas others can only save 5%. No matter how much money you think you can realistically save you should try hard to save it. This may mean that you make your own coffee and take it to work with you, and it may mean that you take your own lunch to work rather than buying one. Whatever you plan to do to save cash, start saving today and do your best to stick to your plan.
*Extra tip – Think about all of those television subscriptions you have and all those nights out at the cinema, do you really need to spend that cash? Think of how much money you could save if you cut down on those subscriptions and nights out. Chances are you could save at least $50 per month.
Tip Number 4
Think about where you can save some money. Not only could you save money on that cup of coffee every morning, but you could also make a few changes elsewhere too. Think about how much money you spend on a night out each week, and make a decision to go out less often. Alternatively, you may want to make a conscious decision to spend less cash when you do go out. For example, why not take $50 out with you rather than $75? If you save $25 a week for a year you would have saved $1,300 over the course of a year.
Tip Number 5
When I was a kid my grandmother used to save up her small change and give it to me. Every few months she would give me around $20 in change, and I would spend it on something good. These days I save my small change and still spend it on something good, so why don’t you do the same? Put any small change you have in a jar and keep it there until the jar is full.
Once that jar is full to the brim of coins take it to the bank and put it in your account. Then, start saving up again and repeat the whole process. If you saved just $20 in change every few months, in a year you would have $120. Add that $120 to the $1,300 you’ve already saved and you’ll have $1,420 to take on vacation with you.
Tip Number 6
About 10 years ago I knew someone who took on a job working 10 hours a week in a store. The money she made was saved for her next vacation. Although working just 10 hours a week did not give her the biggest pay packet it all helped and she had some great vacations. Why not try to take on a little more work? You could make another $200+ each month just by working a little more.
There are many ways that you can save cash so you have more to spend on your San Diego vacation. My advice is to start saving today so you’ll have more cash for your time away. Save money when and where you can and you’ll soon see it mounting up. Don’t forget that you don’t have to spend every single penny while you’re away, but it would be nice not to have to worry about it. So, start saving today and you’ll have enough to spoil yourself when you’re in sunny San Diego!